Credit Card Balance Transfer Calculator Online

Our credit card balance transfer calculator helps you understand whether a balance transfer is reasonable. It examines up to 4 cards and shows how much you’ll pay in interest and balance. Calculate the transfer costs and find out the total savings you can make.

Balance Transfer Calculator Basic

Current Credit Card Debt

Balance ($) Interest Rate ($) Annual Fee ($) Current Payment
Card 1
Card 2
Card 3
Card 4

Balance Transfer Credit Card

Please fill out the form:

All fields are required

Current Total Interest:
Current Total Annual Fee:
Total Current Cost of Borrowing:

Transfer Costs

Balance Transfer Fee:
Annual Fee:
Total Credit Card Balance:
Total Interest Paid:
Monthly Payment Needed ($):
Total Cost of Borrowing ($):
Total Savings:
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By using this calculator you agree to terms and conditions. These calculators are designed to be informational and educational tools only, and when used alone, do not constitute investment or financial advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment or deciding on your financial matters. This model is provided as a rough approximation of future financial performance. The results presented by this calculator are hypothetical and may not reflect the actual growth of your own investments. We can't take into account potential lender fees, payoff schedule can be longer than in the estimation. Feedfeeds and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Feedfeeds is not responsible for any human or mechanical errors or omissions.