Citi AT&T Access Credit Card Compound Interest Calculator

Find out compounding interest on your Citi AT&T Access card with our helpful Citi AT&T Access compound interest calculator. Understand how your Citi credit card interest works.

Citi credit cards offer many benefits and rewards and are convenient to use. However, they need to be used wisely and responsibly in order to avoid a debt trap.

It is very important to understand how the interest on your credit card works and how compounding works in relation to your credit card interest. Be sure to read the fine print on your Citi credit card statement so that you know exactly how the interest is calculated on your card.

What is Compound Interest on Your Citi AT&T Access Credit Card?

Paying compound interest means that any time you incur an interest charge, that charge is automatically added to the total principal of your loan. When your Citi AT&T Access credit card interest is calculated again, it’s based on the new principal that includes the previous statement period’s interest charges. If it’s not managed carefully this type of debt can grow exponentially, and it is much harder to pay off a credit card that uses compounding interest.

The APR stated on your contract is supposed to equal the approximate percentage you will pay in interest over the course of one year, but the actual amount you end up paying is often slightly higher than the stated APR, because Citi credit cards use compounding interest.

If you wish to find out compounding interest on your credit card, CitiAT&T Access credit card compound interest calculator will be of great help to you.

Make Your Calculations Easily With Citi AT&T Access Credit Card Compound Interest Calculator

Our Citi AT&T Access Credit Card Compound Interest Calculator makes it easy to calculate compounding interest on your Citi credit card. Using this calculator is simple:

  1. Choose “Calculate the Compounded Amount”
  2. Choose whether you’d like to base your calculations on a 360-day or 365-day year.
  3. Enter the principal amount.
  4. Type in the interest rate.
  5. Enter the total number of days you need to pay the balance in full.
  6. Select the compounding interval.
  7. Click “Calculate”.
  8. Our American Express credit card compound interest calculator will give you the results.

You can download a PDF spreadsheet for future reference.

Citi AT&T Access Credit Card Compound Interest Calculator

Calculate compounding interest on your AT&T Access credit card.

(Hint: Enter the opening balance in the "Principal" box below to calculate what the compounded amount will be.)

(Hint: Enter the compounded amount in the "Principal" box below to calculate the opening balance you need to obtain your goal.)










Please fill out the form:

All fields are required

Starting Principal:
Interest Rate:
Number of Days:
Compounding Period:
Effective Rate of Interest:
Compounded Rate of Return:
Compounded Amount:
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By using this calculator you agree to terms and conditions. These calculators are designed to be informational and educational tools only, and when used alone, do not constitute investment or financial advice. We strongly recommend that you seek the advice of a financial services professional before making any type of investment or deciding on your financial matters. This model is provided as a rough approximation of future financial performance. The results presented by this calculator are hypothetical and may not reflect the actual growth of your own investments. We can't take into account potential lender fees, payoff schedule can be longer than in the estimation. Feedfeeds and its affiliates are not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Feedfeeds is not responsible for any human or mechanical errors or omissions.

For instance,

Assume you take a $10000 loan for 60 days with your Citi AT&T Access credit card annual interest rate of 25.24% compounded monthly. If you base your calculations on a 365-day year, the results will be the following. The effective interest rate will be 28.37%, the compounded rate of return will be 4.19%, and the compounded amount will be $10419.15.


One More Benefit of Citi AT&T Access Credit Card Compound Interest Calculator

Citi AT&T Access Credit Card Compound Interest Calculator can also be used to help you figure out what opening balance you’ll need to meet specific goals with your investment accounts. In this instance, the compound interest would be what you’re earning instead of what you’re paying.